What is Record Date and Ex Date ?

What is Record Date and Ex Date ?

Record Date
 also known as the cut-off date, is the specific day on which a Company finalises the list of shareholders eligible for its forthcoming dividend distribution. Record date plays a critical role in determining the aforesaid eligibility for the dividend. Persons whose names are mentioned in a Company’s shareholder record as on the record day are entitled to earn dividends or distribution as announced by the concerned organisation.



The ex-date of a stock is dictated by stock exchange rules and is usually set to be one business day before the record date. For an investor to receive a corporate action benefit, they would need to have their stock purchase completed by the ex-date. If the stock sale has not been completed by the ex-date, then the seller on record is the one who receives the dividend for that stock.